Are you financing a home?
Crown Realty and Financial can help.

Securing financing is just one aspect of buying or refinancing a home.  At Crown Realty and Financial, EDUCATING our clients is just as important to us as the professional services we provide.  We provide both mortgage and real estate broker services and we are prepared to help you today.  

We have excellent relationships with many local lenders.  Those relationships and our years of mortgage experience helped us realize a few things that will make the loan application process a lot less complex for our clients:

1 – Put together a list of questions about your loan program

If you find that you do not entirely understand the ins and outs of the different loan programs, make sure to have a list of questions. One of our loan officers can assist you with understanding the specific qualities of each program.  Click HERE and one of our loan officers can begin guiding you through the process today.

2 – Decide when you want to lock

When you lock in a rate, it signifies that a mortgage lender commits to the mortgage interest rates for the loan – often at the time the loan application is submitted. By floating the rate, you can lock the rate anytime between the day of your loan application and issuance of closing documents. Buyers who decide to float think interest rates will fall in the near future. Click HERE to see the outlook for the next 90 days of interest rates.

3 – Compile your paperwork

Acquiring a loan requires a lot of paperwork, so you should take some time to get your documentation together. Click HERE to preview common questions you'll have to answer on a loan app.

 

 

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Looking for a new home loan? Fill out the following form to get a fast quote from us.

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