Calculating closing costs for a home sale or purchase? Call us: (310) 400-5821

EXPECTED CLOSING COSTS

There are certain basic expenses related to closing the sale of a house.
These costs are commonly split between the buyer and seller, as noted in the sales contract.

Many are customary, but there are nuances to each,
so you'll want a real estate expert in California to help direct you through your process.

Costs pertaining to your loan to be paid at closing (Click here for details)

Points (optional)
Appraisal Fee
Credit Report
Interest Payment
Escrow Account

Taxes you may be responsible for at closing (Click here for details)

Property Taxes
Transfer Taxes and Recording Fees

Insurance fees due at closing (Click here for details)

Homeowners Insurance
Flood or Quake Insurance (optional)
Private Mortgage Insurance (PMI) (optional)
Title Insurance

Sellers: As we negotiate your deal, not only will I work to get the very best sales price, but I'll also push for lower closing costs. And once we've arrived at an agreement, I'll fully clarify the closing costs so you are aware of exactly where your money is going.

Buyers: When buying real estate in Torrance, you will be given a "Loan Estimate" (LE) of closing costs within three days of submitting your loan application and a "Closing Disclosure" no fewer than three days prior to closing. These estimates are based on the loan officer's prior experience and are required to be within a reasonable range so you're not shocked when you reach the closing appointment. I'll be glad to look at the estimate with you, answering your questions and highlighting any estimates that appear to be out of the ordinary.

Don't forget to factor in closing costs when considering a home sale or purchase. Crown Realty and Financial, Corp. is seasoned at helping both buyers and sellers when it comes to closings. E-mail or call me today at (310) 400-5821 if your needs include a professional REALTOR^® experienced in the business side of real estate.

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